FINANCIAL FREEDOM
EDUCATION CENTERS
"Helping Individuals and Families Get on the Road to Financial Freedom"
Maximize Your Retirement
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Explore Our Services
ANNUITIES | LIFE INSURANCE | RETIREMENT INCOME STRATEGIES | WEALTH MANAGEMENT
Income & Tax Planning
We help create a dependable retirement income strategy that supports your lifestyle and lasts as long as you need it. Our approach includes smart tax-reduction strategies to help you keep more of your savings.
By coordinating withdrawals, account types, and timing, we aim to give you both financial stability and tax efficiency.
Social Security & Medicare Guidance
We guide you through the key decisions around Social Security and Medicare to help you avoid common mistakes. From timing your benefits to selecting the right coverage, we ensure you make informed choices.
Our goal is to help you feel confident in your income and health coverage.
Roth Conversions & Long-Term Care Planning
Roth conversions can reduce future tax burdens and provide tax-free retirement income. We help you determine if and when this strategy makes sense for you.
We also plan for potential long-term care needs, protecting your assets and easing future financial stress on your family.
Legacy & Estate Strategies
A well-planned legacy ensures your assets go where you want, how you want. We help you minimize taxes, avoid probate, and align your estate plan with your goals.
Whether you're supporting loved ones or causes you care about, we’ll help preserve your impact for years to come.
RETIREMENT PLANNING WITH PURPOSE
You deserve a retirement plan that brings clarity, confidence, and control—without worrying about taxes, healthcare, or leaving a legacy.
1. PLAN
Define your lifestyle goals and income needs, then build a strategy that lasts through retirement.
2. OPTIMIZE
Coordinate tax-smart withdrawals, account types, and timing to keep more of your money working for you.
3. PROTECT
Make informed decisions on Social Security, Medicare, Roth conversions, and long-term care to safeguard your future.
4. PRESERVE
Ensure your wealth is passed on smoothly and tax-efficiently, aligned with your values and legacy goals.
Contact Us
(775) 507 – 3313
RonaldHows@Gmail.com
9190 Double Diamond Pkwy.,
Suite 131 Reno, NV 89521
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This site is for informational purposes only and is not intended to be a solicitation for or offering of any product or investment. The offer for sale of an insurance product may only be conducted in a state where the agent is licensed and the product is approved for sale. The providing of investment advice relating to securities may only be done by a properly licensed individual operating through a licensed affiliate entity, unless otherwise exempt. Comments about past performance are not to be construed as a guarantee or assurance of future performance. This website may contain concepts that have legal, accounting and tax implications. We do not provide specific legal or tax advice, nor promote, market or recommend any tax plan or arrangement. Consult a tax/legal professional for guidance with your individual situation. No representations are made as to the accuracy or completeness of the information contained herein or any information contained in any link provided herein, nor does a consumer visiting the web site create an agent-client relationship.
By contacting us, you may be offered information regarding the purchase of insurance products, including fixed index annuities and life.
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